Budget Insurance car insurance
Budget Insurance provides several affordable car insurance options including comprehensive, third-party, fire, and theft, and third-party only insurance. They also give you the option to insure your vehicle for its retail, trade, or market value.
Their comprehensive plan has all the bells and whistles you’d need in your car cover, allowing customers to claim for theft, accidental damage, and any damages caused to a vehicle or the property of a third party.
With Budget Insurance’s third-party, fire, and theft insurance, you’re covered if your car is stolen and even if it suffers specific kinds of damage, like from a fire. You can also claim for damages you cause with your car to third-party property.
Their third-party only cover is a great budget option if you just want to make sure you can pay for damages you might cause to someone else’s property.
Read more about Budget Insurance
Dialdirect car insurance
Dialdirect offers flexible and affordable comprehensive car insurance with monthly cash back just for driving right if you download and register on the Dialdirect Insurance App.
They also offer loads of additional benefits, such as 500MB of data when you activate your online profile, monthly vouchers with their retail partners through the app, and Tow Truck Direct, which sends a tow truck you can track through the app directly to your location when you can’t drive your car.
Claims payouts are fast, with a same-day turnaround time on certain claims. In addition to standard cars, Dialdirect also covers SUVs, motorcycles, caravans, trailers, watercraft, and golf carts.
Read more about Dialdirect
Dialdirect logo Hippo partner
Discovery Insure logo
Discovery Insure car insurance
Discovery Insure offers motorists market-leading cover at great prices. Enjoy benefits such as paying no excess on certain claims, the option to write off your car at a lower level of damage, and the opportunity to join Vitality Drive (the driver behaviour programme that rewards good driving habits).
You can also get cover for your quad bike, motorbike, trailer, and watercraft.
There are three plans to choose from with Discovery Insure: The Essential Plan, the Classic Plan, and the Purple Plan. On the Purple Plan, you can get a discount on your premiums if you own more than one car (only one must be driven at any given time). Plus, your car hire days can be upgraded from 30 to 60 and you can upgrade your car hire group too.
Dotsure car insurance
Dotsure has been providing insurance for over 20 years and is now offering a unique way to get a vehicle insurance quote, called Name Your Price, within five minutes. With this new flexible pricing structure, you can choose what cover you do and don’t need, removing anything you won’t use, giving you the ability to tailor your car insurance to suit your budget.
Dotsure also offers emergency roadside and medical benefits to keep you safe on the road, and emergency legal help in case you find yourself in legal trouble.
Read more about Dotsure
Dotsure logo Hippo partner
iWYZE car insurance
iWYZE offers a range of car insurance options including comprehensive, third-party, fire, and theft, and third-party only cover, along with several handy benefits.
You can get cover for emergency medical expenses if passengers in your vehicle are injured in an accident. Should you or a family member be involved in a hijacking, armed robbery, violent incident, or attempted theft, trauma counselling will be provided.
If you damage or lose your car keys, locks, or remotes, iWYZE will pay out to repair or replace them.
In addition to 24/7 roadside assistance, emergency accommodation will be covered for you and one passenger for up to two days should you be unable to get home or to your destination following an accident.
Read more about iWyze
King Price car insurance
King Price is well-known as the insurance service provider that decreases their customers’ monthly premiums to align with the decreasing value of their vehicles. Their affordability doesn’t end there though. If you insure two or more vehicles with King Price, you’ll get a discount and still enjoy decreasing monthly premiums.
You can also insure other items for as little as R1 per month and can choose an excess amount that fits into your budget; lower your excess and increase your premiums or increase your excess and lower your premiums. The choice is yours.
MiWay car insurance
MiWay offers comprehensive car insurance plans, affordable premiums, great customer service, and easy-to-understand excess amounts.
MiWay’s vehicle insurance offers motorists free roadside emergency assistance plus six free WeDrive trips per year, which will get you home safely in your own car if you can’t drive. You can also look forward to up to one month’s premiums back in cash after your first three months, and even manage your policy and submit claims online or via their app, cutting out the middleman and making interacting with them a breeze.
Momentum car insurance
With Momentum’s car insurance, you can get up to 30% cashback and discounts at their retail partners when you join their Momentum Multiply rewards programme.
They also provide cover for caravans, light delivery vehicles, trailers, and motorbikes, and their car insurance policies include free emergency roadside assistance.
There are three options to choose from: Comprehensive cover, limited cover, and third-party cover. Comprehensive cover pays out in the event of accidents, theft, hijacking, loss, damage, towing and storage, fire, explosions, and liability to third parties. The limited cover option provides you with third-party liability insurance, towing and storage for your vehicle, and cover against fire, theft, and hijacking. Third-party only offers just the basic liability cover if you accidentally damage someone else’s property.
Old Mutual logo
Old Mutual car insurance
Old Mutual offers comprehensive car insurance created to cover standard and off-road vehicles for nearly every eventuality including theft, loss, damage, hijacking, natural disasters, and third-party liability.
If you prefer less comprehensive cover, you can choose from third-party, fire, and theft car insurance, and third-party only cover, where Old Mutual will cover the legal costs if you’ve damaged another vehicle or injured a third party.
You can include car hire and credit shortfall cover in your insurance policy if you want, and you automatically get generous assist benefits, such as cover for emergency medical expenses, trauma counselling, emergency accommodation, and repair or replacement of lost or damaged vehicle locks, keys, or remotes.
Read more about Old Mutual
OUTsurance car insurance
With OUTsurance, you can get standard car insurance along with a wide range of benefits. This includes a fixed excess, no matter how large your claim is, and 12 months of unchanging premiums, even if you submit a claim during this time.
You can enjoy speedy claims payouts and a cash OUTbonus which gives you 10% of your premiums back after a three-year, claim-free period. Hail damage is automatically covered and you get their Help@OUT roadside emergency assistance should you run out of fuel, have a flat tyre, or suffer a roadside emergency.
When you need to claim, you can notify OUTsurance via the phone, through their app, or online, and be assured of professional work with a guarantee of 12 months on all repairs.
Santam car insurance
Santam’s slogan, ‘Insurance good and proper,’ sums up the kind of service you can expect from this car insurer. They guarantee that you will be paid out should your vehicle be written off or stolen and provide 24/7 emergency services for free to their clients.
Santam’s vehicle insurance cover options include comprehensive cover, the top-of-the-range option; limited cover for accidental loss or damage from fire, lightning, explosion, or attempted theft; and third-party only cover.
Santam also offers additional optional cover with their comprehensive car insurance package for mag wheels, canopies, credit shortfall, and car hire.
Standard Bank car insurance
Standard Bank has a dedicated team that offers superior service and cover for your car or motorbike, and their personalised premiums ensure you pay for cover that is based on your unique risk profile.
Their car cover products include comprehensive insurance, where you get cover for loss or damage caused by accidents, theft, fire, and storms, and limited car insurance, where you can choose between third-party only cover or add cover for theft and fire damage to this.
Standard Bank’s car insurance benefits include emergency help on the road or at home, and UCount Rewards members get 50 UCount tiering points allocated each month with their car cover.